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WAHM Review: Olay Total Effects 7 in One Day Cream Normal

So, I'm a WAHM.
What exactly is my skin regimen considering I just stay at home most of the time.

I don't need to put on make up for work but I need to keep my skin look good and somehow keep it from aging. Aging skin is not only evident because of fine lines and wrinkles. Large pores, dry skin and uneven skin tone all reveal aging skin.
These are early signs of aging and needs to be addressed before the other signs appear.

I've been using an anti-aging cream that fights not just 1 but the 7 signs of skin aging.
It firms skin.
It evens skin tone.
It moisturizes.
It reduces pores.
It smoothens skin.
It reduces the appearance of dark spots.
It reduce the appearance of lines and wrinkles.

Olay Total Effects 7-in1 Day Cream has a vitaniacin formula that gives all the 7 benefits for younger looking skin in just 1 bottle. It also has SPF 15 that helps protect the skin from the sun.

Now, why would you go partial if you can go for Total Effects?

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Pag ibig Housing Loan Billing Statement- Download it Online

It started with the bills coming in sooo late we are unable to pay it via payment centers at SM. Then they stopped arriving.

I had to figure out a way to get the billing statement so we can utilize the payment centers in SM Malls.

After researching online, I found out that we can dowload the billing statement a week before the due date.

Here's how:
Go to http://www.pagibigfund.gov.ph/.Click on E-Members Services.Click on Housing Loan Payment Verification.Enter the following information in their respective fields:HL Account No.Last NameFirst NameInformation Available

Account Information
Contains information about the housing loan.
HL Account NumberName of BorrowerLoan ValueTerm in YearsTake Out DateOutstanding BalanceMonthly AmortizationPayments
Contains details of last 12 payments

We can also View, Print and Download our Billing Statement.








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Art, Music or Dance School Search for McKenzie: Lea De Castro Music Studio & Artist Center

McKenzie turned 2 last Monday, August 20, 2012.

She is displaying extreme interest to singing, dancing and art (color-ing! she would always say). This made us decide to check out the available music, art or dance schools in our area.


Last Sunday, we dropped by Lea De Castro Music Studio and Artist Center Inc in Binakayan, Kawit, Cavite. It is approximately 15 minutes away from our place.


Unfortunately, music lessons are offered only to kids 6yo and older.


They offer Baby Ballet for 3-5 year old kids. The person at the front desk told me they could accept kids younger than 3yo provided she is ready to be left alone in the studio with the dance teacher and the other kids.The Dance Studio is at the 2nd floor and parents can only wait outside. Hmmmnnn, I am not very sure if McKenzie can handle that but she does stay in the middle seats during birthday parties, along with other kids.


I was told we could bring her over to sit in one time for 30 minutes. The dance teacher would provide an ev…